All American Merchant Services Merchant Services guarantees proposed savings based on an analysis of the merchant’s two most recent processing months. Guaranteed proposed savings are a function of the overall monthly costs (a combination of rates, fees, and monthly charges) based on the merchant’s current rate structure and processing profile in comparison with ALL AMERICAN MERCHANT SERVICES’ proposed rates, fees, and monthly charges. The guarantee payment of $500 is payable only if ALL AMERICAN MERCHANT SERVICES’ analysis shows no projected savings when compared to the merchant’s current rate structure and processing profile. Any savings shown in our analysis, regardless of dollar value, renders the $500 guarantee unpayable. Actual savings for months in which the merchant processes with ALL AMERICAN MERCHANT SERVICES may vary from month to month, depending on processing volume and profile. Actual savings are not guaranteed. This guarantee does not apply to high risk merchant types or merchants with poor credit.